Banking, written down clearly.
TrayBank is a full-service bank — eight account types, five loan products, and every page laid out the way a real ledger reads: plainly, in order, with nothing hidden in the fine print.
Live exchange rates
Real, live rates against 1 US Dollar — fetched from a public rates provider the moment this page loads. Every other figure on this site is illustrative; these rates are not.
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A ledger entry for every stage of life
From a first savings book to settling an inheritance, each account below is modelled on how that need actually behaves — not a single generic template repeated eight times.
Savings Account
Everyday saving with a rate that rewards balance.
View account → Entry No. 02Current Account
High-frequency transacting for busy operators.
View account → Entry No. 03Fixed Deposit Account
Lock a sum away and let the rate compound.
View account → Entry No. 04Salary Account
A zero-balance home for monthly pay.
View account → Entry No. 05Demat Account
Hold securities in a single digital ledger.
View account → Entry No. 06Business Account
Built for invoices, payroll and float.
View account → Entry No. 07Child Support Account
A custodial account that matures with a child.
View account → Entry No. 08Inheritance Account
Structured transfer of an estate's assets.
View account →Five loan products, one clear application
Every loan page states its own rate logic, documents and eligibility — laid out for learning how a real lending page is structured.
Home Loan
Finance a house, plot or renovation.
Apply now → Product No. 02Personal Loan
Unsecured funds for whatever comes up.
Apply now → Product No. 03Vehicle Loan
Two-wheelers, commercial vehicles and more.
Apply now → Product No. 04Car Loan
New or used car financing, fixed rate.
Apply now → Product No. 05Gold Loan
Same-day funds secured against gold.
Apply now →A Visa card for every ledger
Every current and salary account can carry one of three Visa debit cards, modelled here purely to illustrate how a card showcase reads — no card shown is real or usable.
Classic Visa
No annual fee, worldwide acceptance, and a demo contactless limit — the everyday card for a Savings or Current ledger.
Gold Visa
Modelled airport lounge access and a higher illustrative daily limit, aimed at Salary and Business account holders.
Platinum Visa
The top illustrative tier — concierge-style perks and the highest demo limits, modelled for Business and Inheritance ledgers.
Send or deposit with Bitcoin
TrayBank models a Bitcoin deposit and send flow alongside its ordinary accounts — a demo address to receive into, and a form to send from, both priced against a live BTC/USD rate.
No real BTC moves
Every address, balance and confirmation on the Bitcoin panel is illustrative. This exists purely to show how a crypto deposit/send flow reads next to a traditional bank ledger.
Opening an account, in four entries
Choose a ledger
Pick the account type that matches what the money is actually for.
Fill the demo form
Every account and loan page has a short, illustrative application form.
Review the entry
A confirmation panel shows exactly what a real bank might return.
Nothing leaves the page
No data is submitted anywhere — this step exists purely to teach the flow.